Saving for Future Medical Expenses
A seamless HSA to help you save for future medical expenses using tax-free dollars.
It Sounds Simple, Because It Is
MotivHSA has created a seamless process for you to invest your HSA. You can choose to invest some of your HSA money for potential growth. It is a great way to prepare for healthcare costs in retirement.
STREAMLINED
View and manage HSA balance, investments, and account activity all in one platform.
ENHANCED
Use the same platform to manage investments in ETFs, mutual funds, and individual stocks in real-time.Â
CONVENIENCE
Pay for qualified medical expenses with HSA funds using your branded MotivHSA debit card.
Let’s Launch Your Health Savings
WHAT IS AN HSA?
In 2003, the government passed one of the most tax-advantaged pieces of legislation. This legislation allows for Americans to use tax-free dollars to save for future medical expenses using a health savings account (HSA).
WHO IS ELIGIBLE?
To deposit money into an HSA, you need to be enrolled in an HSA-qualified plan. An HSA-qualified plan means:
- No co-pays before the deductible has been met.
- For 2023, the minimum deductible for an individual plan is $1,500 and $3,000 for a family plan.
- For 2023, the minimum out-of-pocket costs that you pay must be capped at $7,500 for an individual plan and $1,500 for a family plan. The insurance covers the rest.
HOW DO I OPEN A MotivHSA?
To open your HSA, simply create your account by visiting member.motivhsa.com or clicking the “login” button at the top of the page.
SHOULD I INVEST HSA FUNDS?
MotivHSA has created a seamless process for you to invest your HSA. You can choose to invest some of your HSA money for potential growth. It is a great way to prepare for healthcare costs in retirement.
Your MotivHSA
TRIPLE-TAX ADVANTAGE
HSA contributions, withdrawals (for qualified medical expenses), and investment earnings are all tax-free.
YOURS FOREVER
There’s no use-it-or-lose it policy for an HSA. Funds roll over year after year, even in the event of a job change.
BENEFITS NOW & LATER
Once you turn 65, HSAs funds can be withdrawn for non-QMEs and are only subject to your current income-tax rate.
HEALTH SECURITY
HSAs allow you to prepare for current and future medical expenses giving you health security and a future financial asset.
Get Started
Make the most of the unmatched advantages of an HSA today. MotivHSA members have saved over a total of $2 million and counting.