Switch to MotivHSA

Transfer your health savings funds to MotivHSA today and access comprehensive investment solutions including self-directed ETFs, managed paths, and brokerage accounts.

For individuals

Switch to MotivHSA

Transfer your health savings funds to MotivHSA today and access comprehensive investment solutions including self-directed ETFs, managed paths, and brokerage accounts.

For Individuals

Skyrocket Your Savings

HSAs are the most effective way to save on healthcare. They allow tax-free contributions, growth, and withdrawals. Their funds rollover annually and are completely transferrable from one employer to the next. Make the most of your HSA by contributing the annual maximums and investing your HSA funds. It’s never too late to start!

Skyrocket Your Savings

HSAs are the most effective way to save on healthcare. They allow tax-free contributions, growth, and withdrawals. Their funds rollover annually and are completely transferrable from one employer to the next. Make the most of your HSA by contributing the annual maximums and investing your HSA funds. It’s never too late to start!

The Best Way to Build Health Savings

Build a Safety Net

Your MHSA serves as a nest egg that can be paired with a high-deductible health plan and used towards medical costs, tax-free.

Triple-Tax Advantage

HSAs allow for tax-free contributions, growth, and withdrawals. Use this advantage to grow savings quickly and invest.

Rollover Funds

HSAs are the only savings vehicle with both a triple-tax advantage and funds that rollover annually. No “use it or lose it” policy.

Save for Retirement

After age 65, your HSA funds can be used for non-medical expenses (they are simply subject to regular taxation). Start saving now!

The Best Way to Build Health Savings

Build a Safety Net

Your MHSA serves as a nest egg that can be paired with a high-deductible health plan and used towards medical costs, tax-free.

Triple-Tax Advantage

HSAs allow for tax-free contributions, growth, and withdrawals. Use this advantage to grow savings quickly and invest.

Rollover Funds

HSAs are the only savings vehicle with both a triple-tax advantage and funds that rollover annually. No “use it or lose it” policy.

Save for Retirement

After age 65, your HSA funds can be used for non-medical expenses (they are simply subject to regular taxation). Start saving now!

Open an Account

How It Works

WHY IS MOTIVHSA THE BEST?

MotivHSA offers lower rates compared to other HSA providers. We equip you with fractional shares which gives you power to invest in stocks based on dollar amount!

WHAT IS AN HSA?

In 2003, the government passed one of the most tax-advantaged pieces of legislation. This legislation allows for Americans to use tax-free dollars to save for future medical expenses using a health savings account (HSA).

WHO IS ELIGIBLE?

To deposit money into an HSA, you need to be enrolled in an HSA-qualified plan. An HSA-qualified plan means:

No co-pays before the deductible has been met.
For 2022, the minimum deductible for an individual plan is $1,400 and $2,800 for a family plan.
For 2023, the minimum out-of-pocket costs that you pay must be capped at $7,500 for an individual plan and $15,00 for a family plan. The insurance covers the rest.

HOW DO I OPEN A MOTIVHSA?

To open your HSA, simply create your account by visiting member.motivhsa.com or clicking the “Get Started” button at the bottom of the page.

SHOULD I INVEST HSA FUNDS?

MotivHSA has created a seamless process for you to invest your HSA. You can choose to invest some of your HSA money for potential growth. It is a great way to prepare for healthcare costs in retirement.

Get Started

Harnessing HSA Funds for Retirement

by Staradmin | Sep 13, 2023

The mere thought of retirement might make one break into a cold sweat, especially when juggling student loans and rent that could rival a mortgage. However, there’s a nifty financial tool that doesn’t receive enough credit: Health Savings Accounts (HSAs).

Preparing for the School Year Ahead

by Staradmin | Aug 17, 2023

It’s that bittersweet time of year when summer ends and school begins. And whether it’s more bitter or more sweet for you, there’s one thing that is certain—it’s time to prepare for the school year ahead.