Maximize the Potential of Your HSA
Unlock the capability of your healthcare savings with MotivHSA’s robust investment platform. Our members yield an average return of 14%.
Invest Smarter.
We offer robust investment paths tailored to you.
Managed Path
SET IT AND FORGET IT
Your investments can be automatically selected, managed, and rebalanced in accordance with age, risk profile and time horizon factors.
Self Directed ETFs
SELECT FROM A REFINED LIST
Manage your portfolio by picking from our pre-vetted and monitored ETF menu, providing you with enhanced control.
Brokerage
SELF DIRECTED INVESTMENTS
Explore the possibilities of individual stocks, ETFs and mutual funds. You are in control to determine your level of risk.
Invest Smarter.
We offer robust investment paths tailored to you.
Managed Path
If you prefer, your investments can be automatically selected, managed, and rebalanced in accordance with age, risk profile and time horizon factors.
Self-Directed ETFs
Empower yourself in managing your portfolio by picking from our pre-vetted ETF menu, providing you with enhanced control.
Brokerage
Unlock the complete brokerage experience with a fully managed account offering fractional shares, ETFs, and Mutual funds, all conveniently at your fingertips.
Growing Your Funds is Our Business
Our integrated platform gives you full control with seamless connections to key markets.
It’s easy to invest in the big names you are familiar with.
Capitalize on the Potential of your HSA
Investing your HSA funds can potentially earn higher returns compared to leaving them in a traditional savings account, maximizing your tax-free growth potential. Â Use the Triple Tax Advantage and learn more below.
Reduce your taxable income
Health Savings Accounts (HSAs) reduce taxable income by allowing pre-tax contributions, where the money you contribute is deducted from your gross income before taxes are calculated.
Compounded Growth
With HSAs, any interest or investment earnings accumulate tax-free, meaning you don’t pay taxes on the growth as long as it’s used for qualified medical expenses. This allows your HSA balance to potentially grow faster, enhancing your ability to cover future healthcare costs while reducing taxable income.
Qualified Withdrawls
When you withdraw funds from your HSA, the withdrawals are tax-free if used for qualified medical expenses. This means the money you take out for eligible healthcare costs isn’t subject to income tax. However, if you withdraw money for non-qualified expenses before age 65, you’ll incur a 20% penalty and pay income tax on the amount withdrawn.
Unlock Trading Options with Fractional Shares
We make it easy to buy and sell fractional shares. Instead of being limited to buying the full value of one share, you can buy fractions of it. Through our different investment paths, you can choose what fits best for you.
It’s easy to invest in the big names you are familiar with.
Founded in 2015
$50M+Â Â
Assets under management
25K+
Trusted users
Let’s Break Down the Cost
HSA Fees
Administrative Fee:
Zero fees on accounts over $2000 USD. Accounts with balances below this threshold are subject to a monthly fee of $2.50.
Investment Fees
Administrative Fee:
Zero fees on accounts over $2000 USD. Accounts with balances below this threshold are subject to a monthly fee of $2.50.
Management Fee:
A monthly management fee of $1.50.
Investment Fee:
50 basis points annually on the invested balance over a 12-month period. Capped at $250 a year.
Do More With Our Advanced Platform
From seasoned investors to beginners, our intuitive interface empowers you to make informed decisions, manage your portfolio, and stay ahead of market trends. Achieve your financial goals with clarity and confidence.